Stay or Go Strategic Assessment

1. How long do you expect to stay in your current home?

10+ years 5–10 years 3–5 years Less than 3 years

2. How have your property taxes changed over the last few years?

Mostly stable Up slightly Up noticeably Up significantly

3. How comfortable are your current monthly housing costs?

Very comfortable Manageable Getting tighter Becoming stressful

4. How much major home maintenance do you expect in the next 5 years?

Very little Some moderate updates Major systems likely Large repairs expected

5. How dependent is your retirement income on staying within a strict budget?

Very flexible Mostly comfortable Moderately tight Very tight

6. If housing costs rose 20% over the next five years, what would that mean for you?

No impact Minor adjustments Would require changes Would be difficult

7. How many major home systems — roof, HVAC, water heater, windows — are more than 15 years old?

None One Two Three or more

8. How well does your home's layout work for a version of you that's 10–15 years older — single-floor living, step-free entry, proximity to medical care?

Very well — it already fits Mostly fine with minor modifications Some real concerns I haven't addressed It would require significant changes or wouldn't work

9. How long have you been thinking about this decision without taking a concrete step?

I'm just starting to think about it Less than a year One to three years More than three years